Posted on 10/17/2012 11:39 AM By First Pioneer Insurance
Tomorrow nearly 1.6 million residents of Georgia, South Carolina, North Carolina, Virginia and Maryland are expected to participate in a multistate earthquake drill.
Gov. Bob McDonnell of Virginia says many people didn’t know about earthquake safety when a magnitude-5.8 quake hit Louisa County on Aug. 23, 2011. The governor is encouraging all Virginians and surrounding states to participate in the Great SouthEast ShakeOut and learn about earthquake safety.
The drill is scheduled for 10:18 a.m. tomorrow. If you would like to find out more information or register as a participant follow this link: http://www.shakeout.org/southeast/.
Federal, State, and local emergency management experts and other official preparedness organizations all agree that “Drop, Cover, and Hold On” is the appropriate action to reduce injury and death during earthquakes. Great ShakeOut earthquake drills (www.shakeout.org) are opportunities to practice how to protect ourselves during earthquakes. ...
Posted on 4/19/2012 6:19 AM By First Pioneer Insurance
Home-ownership comes with many responsibilities and expenses. Insurance is one expense that is just as necessary as taxes, repairs and the cost of general upkeep. The cost for your homeowners insurance will vary according to your home’s features and location. But there are things you can do to help save money while receiving the added benefit of improving your home’s safety features.
Increase your deductible. By taking on more risk yourself through a higher deductible, you can reduce the amount of premium you pay.
Deductibles are the amount of money you have to pay toward a loss before your insurance company starts to pay a claim, according to the terms of your policy. The higher your deductible, the more money you can save on your premiums. Nowadays, most insurance companies recommend a deductible of at least $500. If you can afford to raise your deductible to $1,000, you may save as much as 25 percent. Remember, if you live in a disaster-prone area, your insurance policy may have a separate d ...
Posted on 8/17/2011 2:04 PM By First Pioneer Insurance
Living on the East Coast without Earthquake Insurance? Think again!