North Carolina Retail Stores and Services Insurance

Owning a retail business can be rewarding and very challenging, even on the best of days. Whether they come to you for office supplies or paint samples, your customers rely on your store for products and expertise. Don’t let your customers down by suspending your operations due to uninsured claims. First Pioneer Insurance Agency offers custom retail insurance coverage for a variety of businesses, including:

  • Carpet and flooring stores
  • Clothing shops and drugstores
  • Department, discount and electronic stores
  • Florists and furniture stores
  • Hardware stores and lawn and garden supply
  • Office supply, optical shops and sporting goods stores
  • Paint, wallpaper and plumbing fixture stores
  • Auto parts, bicycle shops and vacuum cleaner sales
  • Camera and photographic equipment stores

Stay Open for Business

It’s never easy to think about risks to your business, but they do exist. If a customer is injured by one of your products and a lawsuit is filed, would your legal fees be reimbursed? Would you be able to shoulder the expense of notifying your customers and paying financial damages in the event of a data breach? Our agents can customize your policy with the following coverages:

  • Property insurance – provides protection for your shop, fixtures and business equipment
  • Bodily injury and property damage liability – provides coverage when your employees or services cause harm to other people or their property
  • Product liability – protects you if a product you sell is found to be defective or dangerous
  • Crime insurance – protects against employee dishonesty, theft of money and securities and burglary or robbery

Covering the Unexpected

We understand your cash flow can be unpredictable, so we’ve partnered with companies that offer flexible billing and payment options. We’ll work closely with you to design a policy to meet your needs and budget. Be sure to contact First Pioneer Insurance Agency today to see how we can help minimize your risks and ensure the well being of your retail business.