North Carolina Auto Insurance

Wherever You Go, Go with Confidence

Life is full of surprises. If you were involved in an accident, would your auto coverage be one of them? Would you be left holding the bill for expensive repairs and delays to your daily life?

If you believe that protecting your valuable assets and financial security are worth more than a few minutes of your time, we invite you to discuss your needs with us.  First Pioneer Insurance has been providing North Carolina drivers with peace of mind, responsive service and comprehensive coverage since 1980.

We will help you decide on the level of coverage needed to adequately protect you against life’s surprises; like not having enough automobile insurance coverage when you need it most. By working closely with our clients, we are able to save you money and get you quickly back on the road with as little disruption to your life as possible.  With the added value of affordable premiums that fit your budget and protection that matches your lifestyle, those surprises will be a distant memory.

Custom Fit Car Insurance Protection

Our vehicles play a significant role our lives and most people cannot adequately function without them. Imagine how your life would be impacted if your car or truck were in the shop for several days. First Pioneer Insurance Agency can help protect you, your car, and your budget by offering coverage designed to minimize disruptions caused by personal injury or vehicle damage:

  • Liability– Your liability to others resulting from accidents including others’ bodily injury or property damage for which you are legally liable.
  • Medical payments– Pays medical bills for you and others. Includes doctor, hospital and surgical expenses (regardless of whether medical insurance also pays for same injury). Pays for covered driver, family member struck by another vehicle.
  • Uninsured/underinsured motorists– Protects you for bodily injury, property damage resulting from accidents for hit and run, driver without insurance, or inadequate insurance coverage to cover cost of accident.
  • Collision– Repairs for damage to your auto caused by a collision with an object or another vehicle (deductible available).
  • Comprehensive/Other than collision– Repairs for damage to your auto resulting from a wide array of perils other than collision such as fire, glass breakage, falling objects, natural disasters, theft, vandalism etc. (deductible available).

We also offer a selection of additional coverages to round out your comprehensive policy: deductible savings, new car replacement, roadside assistance, towing and labor costs, rental reimbursement, discs or media, customized (aftermarket parts) coverage and more!

By taking the time to get to know your needs and explain coverages in easy to understand language, we will help find a plan that is right for you today and grows with you as your circumstances change.

More Savings and Discounts

First Pioneer Insurance Agency will help you receive exceptional value for North Carolina car insurance coverage. No matter what options you choose for your auto insurance policy, you can save even more money with a wide range of discounts and benefits including:

  • A multiple vehicle discount for insuring more than one vehicle with the same company
  • A multi-policy discount for placing both your auto and home insurance or renters insurance with one company (be sure to ask about umbrella protection as well)
  • The good student discount for qualifying young drivers
  • Safety and security discounts for features like airbags and anti-theft devices
  • Rented car coverage for avoiding the hassle and cost when renting a car for travel

Car Insurance in North Carolina

At First Pioneer Insurance Agency, we have protected citizens across the state of North Carolina since 1980. We understand NC automobile insurance and we also understand that you could be one accident away from a devastating personal and financial loss.

We hope nothing ever happens to you or your vehicle, but you have our promise that we will be there if something does with responsive claims service to get you back on track. With the protection of auto insurance through First Pioneer Insurance Agency, you can enjoy life’s ride and let your insurance work for you.

Auto Insurance Companies

  • Allied Insurance, a Nationwide® company
  • National General Insurance
  • Progressive Insurance
  • State Auto Insurance