North Carolina Boat Insurance

Chart Your Course

Boating on the open water is exhilarating, but not without danger. Storms and hidden underwater debris can wreak havoc on your boat. You might have your boat listed on your homeowners policy, but home insurance usually only covers physical damage while your boat is stored on your property. Are you covered when you’re actually out on the water? Boat insurance can protect you from costly repairs and liability in the event of:

  • Windstorm
  • Theft
  • Loss of motor overboard
  • Contact with underwater objects
  • Fire and Explosion

In the event of an accident, the right boat coverage can keep you from paying for damages out of pocket. First Pioneer Insurance Agency can help protect you, your passengers and your vessel with a boat policy tailored to meet your needs. Boat policy coverages can include:

  • Comprehensive coverage – pays to replace or repair your boat, motor, trailer and certain other equipment after a covered loss such as theft or fire
  • Collision coverage – pays to replace or repair your boat, motor, trailer and certain other equipment after a covered accident with another object or boat
  • Medical payments – helps cover medical bills for the treatment of injuries sustained by your or others while operating or occupying your boat
  • Fishing equipment – protects rods, reels, tackle boxes, lures and electronic gear
  • On-water towing and labor – pays for towing and other emergency assistance when your boat becomes disabled on the water
  • Personal effects – offers coverage for personal items like cameras, phones and clothing

Set Sail With Us

Whether you captain a bass boat or cabin cruiser, boat insurance coverage is necessary to protect you and your passengers. We want you on the water enjoying your boat, not worrying about your insurance coverage. Let the experts at First Pioneer Insurance Agency customize your policy and help you stay protected almost anywhere you boat.