North Carolina Renters Insurance

Protect Yourself and Your Space

You may not own your home, but you still face many of the same risks as homeowners. How much would it cost to replace all of your belongings? Could you afford alternate living arrangements if your apartment sustained fire or smoke damage? Because your belongings aren’t covered by your landlord’s policy, renters insurance can help protect you in the event of:

  • Theft
  • Fire and lightning
  • Smoke damage
  • Windstorm and hail
  • Sewer backup damage

Renters insurance covers people too and can help if an accident occurs in your home. Your policy will help cover your liability for injuries, medical payments and legal defense costs if someone gets hurt in your home. Coverages for renters insurance can also include:

  • Personal Property – furniture, clothing, electronics and more
  • Loss of use – temporary living expenses due to covered losses
  • Increased standard coverage – fine art, money and securities, and jewelry
  • Personal injury liability – damages awarded to others due to injuries, such as slander and false arrest, for which you are responsible

Your North Carolina Renters Insurance Specialists

Renting has perks, such as flexibility and freedom from maintenance, but it also has drawbacks. By working with First Pioneer Insurance Agency, you will be able to customize your renters insurance policy to meet your specific needs, lifestyle and budget. We want to make sure you have all the coverage you need and nothing you don’t.