North Carolina Business Insurance

You Made Your Business a Success – Let Us Help You Protect It!

As a business owner, you face many daily responsibilities and demands.  It is easy to understand why insurance protection is likely not at the front of your mind.  Let First Pioneer Insurance Agency partner with you and take away the stress of protecting your hard earned success. Our agents can provide custom coverage at a lower cost all while eliminating costly gaps in coverage.  By working with the experts at First Pioneer Insurance you will have a convenient, stress-free experience and you will know that your small to medium sized business is protected.

Complete Business Insurance Protection

Business Owners Policies (BOP) can cover your building, property, equipment, liability, and other business operations exposures in one convenient package. By combing your policies, you will simplify your billing and claims handling all while tightening your coverage to provide more peace of mind.  Coverage options can include:

  • Equipment Breakdown
  • Money and Securities
  • Valuable Papers and Records
  • Outdoor Signs
  • Accounts Receivable
  • Business Income Coverage
  • Exterior Glass
  • Additional Insured

We also offer BOP packages with increased limits for your property or liability concerns to create the perfect insurance plan for your business at a competitive price.

Your Business is More Than Just Your Property

With so many coverage options, it is important to have an expert on your side. One of our knowledgeable agents will sit down with you and discuss your business and the appropriate levels of protection. Here are a few considerations:

  • Business property insurance – Provides coverage for damage to buildings, structures and personal property. We also offer additional coverage for loss of business income.
  • General liability insurance – Provides protection against legal liability for injury or damage to others arising out of the operation of a business. It can also pay for legal defense costs.
  • Workers compensation – A mandated insurance that provides protection to business owners when their employees are injured on the job.
  • Business auto insurance – Provides protection against legal liability arising from auto accidents. It also provides coverage for damage to commercial vehicles of all types.
  • Employment practices liability insurance (EPLI) – Can protect your company from a variety of employment lawsuits.

Coverage by Industry

First Pioneer Insurance Agency provides protection for all types of businesses. Let us help you build and protect your business by providing customized insurance policy options and business solutions.

  • Builders and Contractors – Find the right insurance to protect your plumbing, heating, AC, electrical, or excavation business.
  • Farm and Agribusiness – Get protection for traditional production farms and customize your insurance to the needs of your operation.
  • Auto Service and Repair – Learn how to keep your auto service and repair shop open and protected from the unexpected.
  • Food and Beverage – Protect your coffee, frozen yogurt, sandwich shop, or restaurant with the right business insurance.
  • Professional Offices – Find coverage that protects your accounting, architect, attorney, consulting, interior design, medical clinic, or veterinarian business.
  • Retail Stores and Services – Keep your doors open with affordable retail insurance for auto parts stores, apparel stores, dry cleaners, florists, home improvement stores, pet shops, and strip centers.
  • Specialized Services – Make sure your funeral home, photo studio, or print shop are protected with the right coverage.

Your North Carolina Business Insurance Specialists

Business is about commitment; nobody understands that more that a business owner. At First Pioneer Insurance Agency, we have been committed to protecting business owners across North Carolina since 1980. Our professional agents know and understand North Carolina business insurance and the risks they face every day.

We hope nothing ever happens to your business, but if it does, we will be there to offer the protection your business deserves.