North Carolina Health Insurance

Open Enrollment for 2015 Health Plans: Dates to Know

Open Enrollment is just the beginning. has provided a list of key dates, so keep these in mind as you’re considering coverage for next year:

  • November 15, 2014. Open Enrollment begins. Apply for, keep, or change your coverage.
  • December 15, 2014. Enroll by the 15th if you want new coverage that begins on January 1, 2015. If you want to change plans, enroll by the 15th to avoid a lapse in coverage.
  • December 31, 2014. Coverage ends for 2014 plans.
  • Coverage for 2015 plans can start as soon as January 1st.
  • February 15, 2015. This is the last day you can apply for 2015 coverage before the end of Open Enrollment.

As always, you can reach out to us with questions by calling 910-944-2848 or 828-963-7700.

We Can Help You Find The Right Health Insurance Plan

We know you have a variety of factors to consider when you are looking for a health insurance plan in North Carolina. You need one that will meet your specific needs, your budget and your unique life circumstances. At First Pioneer Insurance Agency, our agents will walk you through the steps of deciding which plan can give you the protection you need.

We have made it easier for you to think about your North Carolina heath care insurance options:

  • Consider your life stage, where you are in life, and how it may affect your health coverage needs.
  • Compare health insurance plan options and learn more about what is available for you.
  • Review the plan benefits with one of of our agents, so you can see which plan best meets your needs.
  • Once you select the right plan, we will guide you through the easy steps to enroll.

Compare Your Health Care Insurance Plan Options

A PPO plan (Preferred Provider Organization plan) gives you the traditional copayments and coinsurance you are familiar with -- so you know what to expect when you pay for primary care visits, specialist visits and prescription drugs. You may pay a little more in premiums, but you have access to the richest benefits offered.

  • Traditional copayments and coinsurance
  • Broadest range of benefit options available

If you are ready to take control of your health care insurance spending, you could save a lot more money with an HSA (Health Savings Account plan). Since it is a high-deductible health plan, you may pay more out-of-pocket expenses up front, but you will save money in the long run. Preventive care services are covered at 100%, even before your deductible is met. The HSA also offers tax advantages that can save you even more.

  • Tax-advantaged savings account for qualified medical expenses
  • Lower premiums

With your plan, dental insurance coverage is available through a separate plan that provides dental-only coverage at an additional cost to your health plan premium. Maternity insurance coverage is also available for an extra charge with a maternity rider when you purchase your health insurance policy, when you renew your policy, or if you have a family status change.

Want to know how to save money on your Health Care Insurance in North Carolina, below is our contact information where you can contact an agent or fill out a quote request form and have them contact at your convenience. 

We represent a carefully chosen group of insurance carriers that we know and trust so you know that you will be receiving the best service money can buy. North Carolina healthcare insurance by Blue Cross and Blue Shield of North Carolina is an example of the trusted North Carolina insurance carriers that we choose to represent.

A Choice That Comes With Peace Of Mind

When you choose North Carolina health insurance through First Pioneer Insurance, you are choosing a select group of professionals who have experience working with your needs. First Pioneer Insurance is your independent North Carolina health insurance agency giving you peace of mind knowing that we have been trusted by the people of North Carolina in Boone, Asheboro, Aberdeen, and the surrounding areas for more than 33 years. We work with the most preferred health care insurer in the state, who has also earned the trust of more North Carolinians than any other health care insurer.

Regardless of which North Carolina heath plan you choose, you get:

  • Coverage when you need it most.
    The plans offer you protection should a catastrophic health event occur. They also have unlimited coverage for the lifetime of the policy.
  • The largest provider network in the state.
    You get access to more providers, more specialists and more hospitals than any other health insurer in North Carolina. You can rest assured you have access to the best doctors and hospitals in the state. You are also covered in more than 200 countries and territories worldwide through the network.
  • Excellent, local customer service.
    Our customer service team lives where you do -- right here in North Carolina. We believe in customer satisfaction and we treat you like a neighbor, because you are.
  • Your plan for better health.
    The plans do more than keep you covered. From excellent preventive care benefits to online health programs and wellness information, you have access to resources to help protect and improve your health.

Your North Carolina Health Insurance Specialists

We have been in business since 1980, and we currently have offices in the Aberdeen/Southern Pines area as well as Boone and Asheboro, North Carolina. Feel free to stop by one of our offices and let us help guide you through the often confusing waters that is NC healthcare insurance.

We care about your well-being and we want you to be insured regardless of the severity of your medical concerns. We offer risk-free quotes available at the click of a mouse. There is no charge to you, and we will find the best coverage at the best rate for you.

Click on the Find Quotes button at the top of this page today to receive a free rate quote on a NC health insurance plan in minutes.