North Carolina Health Insurance

We Can Help You Find The Right Health Insurance Plan

We know you’ve got a lot to think about when you’re looking for a health insurance plan in North Carolina -- one that will meet your specific needs, your budget and your unique life circumstances. That’s a lot to consider all at once. At First Pioneer Insurance, our agents will walk you through the steps of deciding which health insurance plan can give you the protection you need.

We’ve made it easier for you to think about your North Carolina heath care options:

• Consider your life stage, where you are in life, and how it may affect your health coverage needs.
• Compare health insurance plan options and learn more about what’s available for you.
• Review the plan benefits with one of of our agents, so you can see which plan best meets your needs.
• Once you select the right plan, we will guide you through the easy steps to enroll.

Compare Your Health Insurance Plan Options

A PPO plan (Preferred Provider Organization plan) gives you the traditional copayments and coinsurance you’re familiar with -- so you know what to expect when you pay for primary care visits, specialist visits and prescription drugs. You may pay a little more in premiums, but you have access to the richest benefits offered.

• Traditional copayments and coinsurance
• Broadest range of benefit options available

If you’re ready to take control of your health care spending, you could save a lot more money with an HSA (Health Savings Account plan). Since it’s a high-deductible health plan, you may pay more out-of-pocket expenses up front, but you’ll save money in the long run. Preventive care services are covered at 100%, even before your deductible is met. And, the HSA offers tax advantages that can save you even more.

• Tax-advantaged savings account for qualified medical expenses
• Lower premiums

With your plan, dental insurance coverage is available through a separate plan that provides dental-only coverage at an additional cost to your health plan premium. Maternity insurance coverage is also available for an extra charge with a maternity rider when you purchase your health insurance policy, when you renew your policy, or if you have a family status change.

A Choice That Comes With Peace Of Mind

When you choose North Carolina health insurance through First Pioneer Insurance, you have peace of mind knowing you’re with a local agency trusted by the people of North Carolina for more than 30 years. We work with the most preferred health care insurer in the state, who has also earned the trust of more North Carolinians than any other health care insurer.

Regardless of which North Carolina heath plan you choose, you get:

• Coverage when you need it most.
  The plans offer you protection should a catastrophic health event occur. And, the plans have unlimited coverage for the lifetime of the policy.
• The largest provider network in the state.
  You get access to more providers, more specialists and more hospitals than any other health insurer in North Carolina. You can rest assured you have access to the best doctors and hospitals in the state. You’re also covered in more than 200 countries and territories worldwide through the network.
• Excellent, local customer service.
  Our customer service team lives where you do -- right here in North Carolina. We believe in customer satisfaction, and we treat you like a neighbor… because you are.
• Your plan for better health.
  The plans do more than keep you covered. From excellent preventive care benefits to online health programs and wellness information, you have access to resources to help protect and improve your health.

Your North Carolina Health Insurance Specialists

We have been in business since 1980, and we currently have offices in the Aberdeen/Southern Pines area as well as Boone and Asheboro, North Carolina. We care about your well-being and we want you to be insured regardless of the severity of your medical concerns.

We offer risk-free quotes available at the click of a mouse. There is no charge to you, and we will find the best coverage at the best rate for you. Complete the Free NC Health Insurance Quote Request form on this page today. Allow us to help protect you and your loved ones.