North Carolina Group Health Insurance

When Choosing a NC Health Insurance Plan For Your Employees

As a small business owner, you want to be able to offer benefits that attract and retain the best employees. But in this challenging marketplace, you also need to keep your eye on your bottom line. First Pioneer Insurance Agency of North Carolina understands your challenges. It is why we can offer you health plans designed to give businesses like yours flexible options that can meet your needs. We are proud to offer you the best health insurance providers in North Carolina. Most small business owners say that offering health insurance gives them a competitive advantage in recruiting and retaining top quality employees.

Understand Your Options

You want a health plan that fits your business and your budget. Our plans are flexible to your needs. We can work with you to help you create a plan that offers the best value to you and your employees. We can show you how you can provide maximum convenience and satisfaction for your employees and purchase a health plan that is easy to manage and administer.

A Preferred Provider Organization plan or a PPO plan offers convenient co-payments or coinsurance for things like primary care, specialist office visits and prescription drugs. Employees may receive care in or out of network and do not need a referral to see a specialist.  

  • Co-payments for primary and specialist office visits
  • Coinsurance for inpatient services and outpatient procedures
  • Co-payments or coinsurance for prescription medications
  • Coverage even when employees go out of network for care
  • No claims to file in network
  • No referrals required

As an employer you also have the opportunity to choose a Health Savings Account or an HSA plan that is a high-deductible health plan (HDHP) with a tax-advantaged health savings account.  With an HSA as an employer you can:

  • Save money with the lowest possible premiums
  • Reduce long-term costs by maximizing employee engagement in health care decisions
  • Provide tax-advantaged savings for employees to help offset the burden of increased cost-sharing
  • Develop a long-term strategy for affordable retiree coverage

Choose from a variety of popular medical plans to create a powerful package of benefits for your employees. Plans include a choice of deductibles, low co-payments for doctor office visits and wellness benefits such as physicals, prescription drug coverage.

North Carolina Group Health Insurance Specialist

Your health plan needs are unique and do not always match other North Carolina businesses. You need a plan that addresses your specific needs, not one that is one-size-fits-all. Leave all of the guess work up to us -- through reviewing your health insurance needs we will determine what North Carolina Group Health Plan is best for your North Carolina business.

We can guarantee you peace of mind knowing that when you choose North Carolina health insurance through First Pioneer Insurance Agency, you are working with a local agency trusted by the people of North Carolina for more than 30 years. We work with Blue Cross and Blue Shield of North Carolina, one of the most preferred health care insurers in the state, who has also earned the trust of more North Carolinians than any other health care insurer.

Complete the Free NC Group Health Insurance Quote Request form on this page today and allow us to help protect your employees.