North Carolina Workers Compensation Insurance

Accidents Happen, Is Your Business Protected?

As a diligent employer, it is in your best interest to carry adequate workers compensation insurance to protect your employees and your assets. Let our professional agents help you understand workers compensation requirements and your options.  By partnering with First Pioneer Insurance Agency, you will have resources to operate safely, keep costs low and keep production high.

Understanding North Carolina Workers Compensation Insurance

In order to properly protect your employees and your business, North Carolina small business owners must understand their obligations and rights under North Carolina workers compensation laws. Workers compensation insurance is experience rated: the lower the losses, the lower the premium. Premiums are based on a three-year loss experience (experience modification factor or “mod”).

By reducing your claims frequency and severity, you can control what you pay in workers compensation costs annually. You also have the added benefit of keeping your employees working, getting the job done right and on time.

Loss Control Services- Efficiency and Safety

By investing time in voluntary and free reviews of your operations, you can learn about potential vulnerabilities in your work flow procedures. Implementing loss control suggestions can increase your productivity and potentially reduce your workers compensation premium.  If you haven’t had an expert review your operation, we can help. We represent many of the premier workers compensation providers in North Carolina, enabling us to put you in direct contact with safety professionals who can identify and remedy potential hazards.

Claims Handling- Getting Your Employee Back to Work

Should you need to file a claim, First Pioneer Insurance Agency will provide you with efficient and personal service.  We will help process your claim and get your employees the assistance they need to return to your operation. Our insurance companies are ready for your call 24 hours a day, 7 days a week to provide the prompt service you need when injuries occur.

North Carolina Workers Compensation Experts

Our staff has been providing workers compensation insurance for North Carolina businesses since 1980. First Pioneer Insurance Agency represents many workers compensation insurance clients covering a wide array of business types. You know your business; we know workers compensation laws. Together we will make certain you receive value added protection at a reasonable cost.