Insurance for Individuals and Families in North Carolina

Is 15 Minutes Really Enough Time To Protect Your Family And Your Home?

Do you understand how insurance can help you and your family?  Have your life circumstances changed since you last reviewed your home and auto insurance policies?  If you believe that protecting yourself and your financial security are worth more than a few minutes of your time, we invite you to discuss your needs with us.

Complete Insurance Protection

First Pioneer Insurance Agency will match your requirements with top quality products and industry leading companies to comprehensively protect your home, your family, and your assets year after year.

  • Home insurance – Buying a home may be the biggest purchase you’ll ever make. Protect your investment with homeowners insurance, and rest assured that your home is covered in the event of a loss. Bundle your home and auto insurance policies and save money with a multi-policy discount.
  • Renters insurance – Even if you don’t own a home, no matter where you live, you need to protect your valuables. Renters insurance can help replace your stolen or damaged property.
  • Flood insurance – Many homeowners are unaware that their home insurance doesn’t cover flood damage. Flood insurance is one of the best ways you can protect yourself from flood losses. If you rent your home, you should still consider flood insurance to protect your belongings.
  • Umbrella insurance – Lawsuits can bring immediate and serious financial burdens, putting your personal assets at risk. Personal umbrella insurance offers additional protection beyond the limits of typical liability coverage.
  • Auto insurance – We don’t offer one-size fits all car insurance policies.  Our agents work with you to help you determine the coverage you need to create an auto insurance policy customized just for you.
  • Motorcycle insurance – Cruise the open road freely and comfortably knowing that your bike is covered, and at an affordable price.  Motorcycle insurance coverage can protect you from bumps in the road.
  • Boat insurance – Life goes by smoothly when you’re out on the water. Before you cast off, know that your personal watercraft is insured with a boat insurance policy.
  • Golf Cart insurance – Did you know that your homeowners policy might not cover your golf cart if it is driven off your property?  Whether you use your cart on the links or on your street, golf cart insurance coverage is essential.
  • Health insurance – We offer health insurance plans through Blue Cross and Blue Shield of North Carolina, giving you a wide variety of benefits and premiums.  All of our plans are compliant with the requirements of the Affordable Care Act (ACA).
  • Medicare Supplement insurance – Turning 65 means facing new choices about your health care. If you need to learn more about Medicare plans or you’re wondering how to get started, our health agents are here to help you understand your options.
  • Life insurance – Life insurance will help protect what is most important to you: your family. It can be used for financial needs, like saving for college or creating an inheritance for your heirs. Our agents can help you decide which type of life insurance policy is right for you.

Your North Carolina Insurance Specialists

First Pioneer Insurance Agency has assisted citizens across the state of North Carolina since 1980.  We understand the value of protecting your assets and we do not want you to risk your financial security by being uninsured or underinsured.  We hope nothing ever happens to you or to your family, but you have our promise that we will be there if something does.